Dedicated Yacht Insurance Provider

OMAC is a renowned leader in the yacht insurance market.
A dedicated team of industry professionals specializing in yacht insurance.
OMAC, through its extensive insurance and reinsurance knowledge and experience provides exclusive underwriting expertise backed by A-rated insurance panels.
OMAC provides cover for risk managers, insurance brokers and yacht agents throughout Europe, USA, the Middle East and Asia, with a current portfolio of over 600 yachts ranging in value from EUR 10million to EUR 600million.
Our services include cover for Hull & Machinery, Protection & Indemnity, Crew Welfare, Builders Risk, Professional Indemnity, Kidnap & Ransom and Loss of Charter Hire.

Hull & Machinery

Our underwriting team has secured exclusive facilities both within Europe and the USA that provides the backing of A-rated insurance panels in order to provide security and peace of mind for Yacht Owners and Clients in protecting their assets. Working with a global team of producers, we can find coverage worldwide as required.

Our priority at OMAC is to provide comprehensive cover and protection for our Assureds. The wording of our policies is one of the most comprehensive in the market, thereby providing ultimate protection to each Owner for both his yacht and for the equipment on board.

Our wording is designed to meet the various everyday exposures encountered in yachting as well as providing a tailormade service to include additional perils and offer optional deductibles as may be required depending on the individual requirements.

We understand that our handling of claims is one of the most important features in maintaining a solid relationship with our clients, and therefore our focus on efficient risk management and effective claims handling has become our trademark.

Protection & Indemnity

P&I coverage provides liability coverage and legal assistance to the Assured for property damage to third parties, personal injury claims, collision, pollution and wreck removal.
OMAC offers cover options from P&I clubs specialized in yachting with global resources to provide protection worldwide.

Crew Insurance

OMAC offers a bespoke Crew welfare package for Yacht crew, providing optimal coverage for crew worldwide in the event of accident or illness. 

The policy provides generous limits for medical expenses and emergency assistance 24/7 worldwide. 

Emergency response team providing expert assistance to accompany you every step of the way

Efficient Claims response for non-emergency, 3 day response and expert advice

Coverage offered under the policy can encompass all aspects of life for yacht crew.

Our Crew welfare policy is among the most competitive product available for yacht crew around the world.

Our standard MLC compliant Crew Welfare insurance covers:  


  • Medical expenses due to illness and accident 
  • Accidental Death or loss of life due to natural causes  
  • Temporary total disablement (loss of salary due to accident or illness)
  • Permanent total disablement 
  • Repatriation 


Our Crew Superyacht policy does not only provide industry standard coverage but includes additional customized cover such as: 


  • Routine / essential healthcare package for dentistry, optical and alternative treatments, specialist care and vaccines 
  • Diving coverage 
  • Winter sports 
  • Personal liability included for up to EUR 1 000 000 per person 
  • Ship to Shore emergency cover up to the first €10,000 
  • 24/7 emergency response team 
  • Full COVID 19 cover with no limitations 

Loss of Charter Hire

Loss of Charter Hire insurance covers loss of income following a physical damage to the Yacht.
This coverage offers an indemnity to the Owner to compensate for loss of charter revenue due to non-availability of the vessel.

This product can be tailor made to suit the individual Yacht owners needs and comes generally as an extension to the Hull & Machinery coverage.

Builder’s Risk Insurance

Yards face multiple challenges to protect their assests and their liabilities.We provide a comprehensive approach for their needs from general liability to physical damage (including pollution) to the equipment / the premises and the yachts under construction.
We extend our coverage to marine cargo when required.

Legal Mentions

Office Monégasque d’Assurance et de Courtage – OMAC – est une société de droit monégasque au capital de EUR 1.000.000 € dont la seule activité est le courtage d’assurances et de réassurance.
Siège social
Son siège social est situé 27 Bd Albert Premier, Ermanno Palace, 98000 Monaco.
OMAC est immatriculée au RCI sous le numéro 94S03047
TVA intracommunautaire
Le numéro de TVA intracommunautaire de OMAC est le FR36 0000 35898.
Protection des données personnelles
La protection des données personnelles des clients OMAC est garantie par les dispositions prévues par la loi du 20 juin 2018.
Chaque utilisateur du site ayant introduit des données personnelles au moyen des formulaires présents sur le site dispose des droits d’opposition, d’accès et de rectification des données le concernant.
L’utilisateur peut exiger à tout moment que soient rectifiées, complétées, clarifiées, mises à jour ou même effacées toutes informations le concernant et ce, quel qu’en soit le motif.
Tout litige en relation avec l’utilisation du site est soumis au droit français. En dehors des cas où la loi ne le permet pas, il est fait attribution exclusive de juridiction aux tribunaux compétents de MONACO